Never lose track of the process
Mortgages can be complicated. With Roost, you will always know where you are in the process and what's next.
Pre-approved in the blink of an eye
You will be pre-approved in as little as an hour without having to leave your couch.
Access to the best rates
We compare rates from all the major lenders, so you don't have to.
Easy to navigate and use
Almost as easy as ordering take-out on your phone.
WHAT OUR CLIENTS SAY
Testimonials
★★★★★ 5/5
“My realtor recommended Roost, it was super easy. I highly recommend!”
Shane
Roost User
★★★★★ 5/5
“My bank gave me a good rate, however my realtor told me try Roost. Their rate was even better.”
Jenny O
Roost User
★★★★★ 5/5
“Tried my bank first, I won’t say the name – what a painful process. Roost was a delight in comparison.”
Adam W
Roost User
★★★★★ 5/5
“Couldn’t believe how much easier it was than my previous mortgage experience.”
Kevin Y
Roost User
THE GOOD STUFF
Roost Features
Always connected
Roost has some of the best customer service that's available, so you're only a click away from expert help.
Easy to use
Roost was built on the idea of making mortgages as simple as possible.
Saving you time and effort
We only ask the necessary questions, while keeping the required paperwork to a minimum.
On average we save you 6 hours, compared to the traditional method Based on going directly to the banks and applying each time.
This Year
Better results.
Lorem Ipsum is not simply random text.
Increase Sales
Nullam sollicitudin nisl at nunc tempor pulvindolor sit amet, adipiscinar. Quisque gravida, tellus egett.
Real-Time Analytics
Nullam sollicitudin nisl at nunc tempor pulvindolor sit amet, adipiscinar. Quisque gravida, tellus.
APP UPDATES
Latest News
See what's new at Roost and the Roost App
Development
Have You Heard? Agency Is Your Best Bet To Grow
Development
Top 10 Tips To Grow Your Agency
Let's Say Hi
Advice from professionals.
Lorem ipsum dolor sit amet consectetur adipisicing elit.
Error: Contact form not found.
WE DO THINGS DIFFERENT
Built for you and your Clients
We stand out over other apps because we understand real estate.
ALWAYS WITH YOU
Download the app
Scan the QR code with your phone or click to download the right app for you.
Click to download the right app for you.
You have questions, we have answers
Frequently Asked Questions
Getting started is quick and easy. Just click the “Sign Up” button, enter a few basic details, and you’ll be ready to go in under a minute. No hassle, no waiting—just a smarter way to start your mortgage journey.
If you're buying a home in Ontario and need a residential mortgage, you're in the right place. Roost was made for you.
Absolutely—most of the time! Our team works fast, and many users get pre-approved in about an hour. It might take a bit longer, but we’ll keep you in the loop every step of the way.
We’ll ask a few basic questions—things like your personal details, employment status, marital status, and some info about the property you want to finance. It’s all straightforward. You can skip some questions if needed, but keep in mind that providing more info upfront can improve your chances of getting approved. Don’t worry—you can always update the details later if you don’t have everything on hand.
It depends on a few factors—like your employment type, income, and marital status. But here’s our promise: we’ll only ask for the documents we truly need. No unnecessary paperwork, no wasting your time. Just what’s required to get you fully approved, faster.
Yes—Roost is built as a mobile-first experience. We’ve designed the app to make every step of your mortgage journey fast, simple, and seamless. By focusing on the app, we’re able to deliver the best possible experience right at your fingertips.
The first step is to sign up — it takes about a minute. Then download the app and log in.
Answer a few quick questions about yourself, any co-signers, your income, and living situation.
We’ll give you a quick call to clarify anything if needed.
Once that’s done, you’ll receive your pre-approval.
To finalize the mortgage, upload your documents right from your phone.
In just a few days, your mortgage could be fully approved.
That’s it. No guesswork. No paperwork chaos. Just a better way to get a mortgage.
We submit your application to a wide network of lenders—including banks, credit unions, and alternative providers—so they compete for your business. That means better rates, better terms, and more options tailored to you.
Choosing between a fixed and variable mortgage rate depends on your risk tolerance and financial goals. A fixed rate offers stability with consistent payments, making it ideal if you prefer predictability or expect rates to rise. A variable rate typically starts lower and can save you money if rates stay the same or drop, but your payments may fluctuate. If you have a tight budget or plan to stay in the home long-term, fixed may be safer. If you're comfortable with some risk or plan to sell or refinance soon, a variable rate could be more flexible and cost-effective. Still don't know? Speak with one of our representatives for more guidance.
A mortgage pre-approval is an initial assessment from a lender that estimates how much you may be able to borrow based on your financial information, like income, credit score, and debts. It’s conditional and doesn’t guarantee final approval, but it gives you a clear budget and strengthens your position when house hunting. In contrast, a mortgage approval is the lender’s formal commitment to fund your mortgage after you’ve made an offer on a specific property. It involves a deeper financial review and includes an evaluation of the property itself. Only after final approval can you move forward with closing the purchase.